Last date to Apply 20 July 2026
Bank of India Credit Officer Recruitment 2026 – 779 Vacancies
Bank of India invites online applications for Credit Officers in GBO Stream across MMGS-II, MMGS-III, and SMGS-IV scales. A total of 779 vacancies are available. Applications open on 30 June 2026 and close on 20 July 2026.
Introduction - Bank of India Credit Officer Recruitment 2026
Bank of India, a leading Public Sector Bank headquartered in Mumbai, has announced recruitment for Credit Officers in the GBO Stream across MMGS-II, MMGS-III, and SMGS-IV scales. A total of 779 vacancies are available. This recruitment offers opportunities for candidates with strong academic backgrounds and professional experience in MSME, commercial credit, project finance, and large credit processing.
Applications will be accepted online only, starting from 30 June 2026 until 20 July 2026. Candidates are advised to carefully read the eligibility criteria, age limits, and experience requirements before applying. Once submitted, applications cannot be withdrawn and fees are non-refundable.
Job Overview - Bank of India Credit Officer Recruitment 2026
| Requirement | Details |
|---|---|
| Recruiting Body | Bank of India (Public Sector Bank, Govt. of India) |
| Advertisement No. | Project No. 2026-27/01 (Notice dated 01.06.2026) |
| Total Vacancies | 779 (MMGS-II: 677, MMGS-III: 61, SMGS-IV: 41) |
| Post | Credit Officer (GBO Stream) – MMGS-II, MMGS-III, SMGS-IV |
| Job Type & Location | Full-time, postings across India in BOI branches |
| Application Deadlines | Start: 30.06.2026 | End: 20.07.2026 | Eligibility Cut-off: 01.06.2026 |
| Eligibility | Graduation with 60% marks (55% for SC/ST/OBC/PwBD) OR CA/CMA/ICWA/CS/CFA, plus relevant credit processing experience |
| Age Limit | MMGS-II: 25–32 | MMGS-III: 28–38 | SMGS-IV: 32–45 |
| Salary Structure | MMGS-II: ₹60,000–₹80,000 | MMGS-III: ₹75,000–₹95,000 | SMGS-IV: ₹90,000–₹1,20,000 (approx. monthly) |
| Official Website | https://bankofindia.co.in |
| Submission Mode | Online only |
| Apply Online | Apply via IBPS Portal |
Salary Structure - Bank of India Credit Officer Recruitment 2026
| Scale | Approx. Monthly Salary (INR) |
|---|---|
| MMGS-II | ₹60,000 – ₹80,000 (Pay Level: IBA Scale II) |
| MMGS-III | ₹75,000 – ₹95,000 (Pay Level: IBA Scale III) |
| SMGS-IV | ₹90,000 – ₹1,20,000 (Pay Level: IBA Scale IV) |
Important Dates - Bank of India Credit Officer Recruitment 2026
| Event | Date |
|---|---|
| Application Start | 30.06.2026 |
| Application End | 20.07.2026 |
| Eligibility Cut-off | 01.06.2026 |
Vacancy Details - Bank of India Credit Officer Recruitment 2026
| Post | Vacancies |
|---|---|
| Credit Officer (MMGS-II) | 677 |
| Credit Officer (MMGS-III) | 61 |
| Credit Officer (SMGS-IV) | 41 |
| Total Vacancies | 779 |
Application Fee - Bank of India Credit Officer Recruitment 2026
| Category | Fee |
|---|---|
| General/OBC/EWS | ₹850 |
| SC/ST/PwBD | ₹175 |
Important Links - Bank of India Credit Officer Recruitment 2026
| Link | Description |
|---|---|
| Detailed Notification | Full recruitment notice PDF |
| Annexure | Eligibility & vacancy details |
| Apply Online | Submit application via IBPS portal |
| Official Website | Bank of India official site |
| Join WhatsApp | Get updates via WhatsApp channel |
| Join Telegram | Get updates via Telegram channel |
Eligibility Criteria - Bank of India Credit Officer Recruitment 2026
| Scale | Age | Education | Experience |
|---|---|---|---|
| MMGS-II | 25–32 | Graduation with 60% OR CA/CMA/ICWA/CS/CFA | 3 years (2 in credit processing) |
| MMGS-III | 28–38 | Graduation with 60% OR CA/CMA/ICWA/CS/CFA | 5 years (3 in credit processing) |
| SMGS-IV | 32–45 | Graduation with 60% OR CA/CMA/ICWA/CS/CFA | 7 years (4 in credit processing) |
Documents Required - Bank of India Credit Officer Recruitment 2026
- Educational Certificates: Mark sheets and degree/diploma certificates from recognized institutions.
- Experience Certificates: Proof of relevant work experience in MSME/Commercial/Project/Mid & Large Credit processing.
- Category/Reservation Certificates: Valid SC/ST/OBC/EWS/PwBD certificates issued by competent authorities.
- Identity Proof: Government-issued ID such as Aadhaar, PAN, Passport, or Voter ID.
- Photograph & Signature: Recent passport-size photograph and scanned signature in prescribed format.
- Fee Payment Proof: Online transaction receipt (if applicable).
How to Apply - Bank of India Credit Officer Recruitment 2026
- Visit the official IBPS portal link provided in the notification.
- Register using a valid email ID and mobile number to generate login credentials.
- Log in and carefully fill the online application form with personal, educational, and professional details.
- Upload scanned copies of required documents including photo, signature, and certificates.
- Pay the application fee online using net banking, UPI, debit/credit card.
- Review the form, submit it, and download the confirmation page for future reference.
Selection Procedure - Bank of India Credit Officer Recruitment 2026
- Online Examination: Candidates will appear for a computer-based test covering professional knowledge, general awareness, and English language.
- Interview: Shortlisted candidates from the exam will be called for a personal interview to assess suitability for the role.
- Final Merit List: Prepared based on combined performance in the online exam and interview, followed by document verification.
Exam Pattern - Bank of India Credit Officer Recruitment 2026
| Section | Marks | Duration |
|---|---|---|
| Professional Knowledge | 100 | 90 mins |
| General Awareness | 50 | 30 mins |
| English Language | 50 | 30 mins |
Job Location - Bank of India Credit Officer Recruitment 2026
Across India – postings in various Bank of India branches.
Related Posts - Bank of India Credit Officer Recruitment 2026
FAQs - Bank of India Credit Officer Recruitment 2026
1. What is the last date to apply?
The last date to submit online applications is 20 July 2026.
2. How many vacancies are available?
A total of 779 vacancies across MMGS-II, MMGS-III, and SMGS-IV scales.
3. What is the eligibility criteria?
Graduation with 60% marks (55% for SC/ST/OBC/PwBD) OR CA/CMA/ICWA/CS/CFA, plus relevant credit processing experience.
4. What is the age limit?
MMGS-II: 25–32 years, MMGS-III: 28–38 years, SMGS-IV: 32–45 years.
5. What is the salary structure?
Approx. monthly salary ranges: MMGS-II ₹60,000–₹80,000, MMGS-III ₹75,000–₹95,000, SMGS-IV ₹90,000–₹1,20,000.
6. How can I apply?
Applications must be submitted online via the IBPS portal between 30 June and 20 July 2026.
7. What documents are required?
Educational certificates, experience certificates, category/reservation proof, photo, and signature.
8. What is the application fee?
General/OBC/EWS: ₹850, SC/ST/PwBD: ₹175.
9. What is the selection procedure?
Selection will be based on an online examination followed by an interview.
10. What is the exam pattern?
Professional Knowledge: 100 marks (90 mins), General Awareness: 50 marks (30 mins), English Language: 50 marks (30 mins).
11. Where will the postings be?
Across India in various Bank of India branches.
12. Can I withdraw my application?
No, once submitted, applications cannot be withdrawn and fees are non-refundable.
