💰 Salary: ₹48,480 – ₹85,920 per month + allowances
📅 Last Date: 24 August 2026
Introduction - Indian Overseas Bank Recruitment 2026
About IOB Local Bank Officer Vacancy
Indian Overseas Bank (IOB), a leading Public Sector Bank headquartered in Chennai, has announced recruitment for 250 Local Bank Officer posts in JMGS I. The selected candidates will be posted in the applied state only and must demonstrate proficiency in the respective local language (reading, writing, and speaking).
Application Timeline & Selection Process of JMGS I Officer Jobs
The online application process begins on 08 August 2026 and closes on 24 August 2026. The selection procedure includes an Online Examination, a Language Proficiency Test (for candidates who have not studied the local language in 10th/12th), and a Personal Interview. The salary package starts at ₹48,480 per month plus allowances, offering excellent career growth opportunities within the banking sector.
Job Overview - Indian Overseas Bank LBO Recruitment 2026 - Apply Online IOB Recruitment
Requirement
Details
Recruiting Body
Indian Overseas Bank (A Govt. of India Undertaking)
Advertisement No.
HRDD/RECT/02/2026-27
Post
Local Bank Officer (JMGS I)
Disciplines
Generalist Officers with local language proficiency (Tamil, Kannada, Marathi, Gujarati)
Total Vacancies
250
Salary
₹48,480 – ₹85,920 per month + allowances (DA, HRA, CCA)
Job Type & Location
Full-time, postings restricted to applied state for first 12 years or until promotion
Navigate to the “Careers” section and select “Recruitment of Local Bank Officers 2026”.
Read the detailed notification carefully to understand eligibility, vacancies, and instructions.
Click on “Apply Online” and complete the registration using a valid email ID and mobile number.
Fill in personal, educational, and category details accurately in the application form.
Upload scanned copies of required documents, photograph, and signature in the prescribed format.
Pay the application fee online using debit/credit card, net banking, or UPI.
Review the filled form carefully before final submission to avoid errors.
Submit the application and download the acknowledgement slip for future reference.
Selection Procedure - IOB Interview Process 2026 of IOB Local Bank Officer Vacancy
Online Examination: Objective test with 140 questions carrying 200 marks, duration 3 hours. Includes Reasoning, Computer Aptitude, General Awareness, Data Analysis, and English.
Negative Marking: 0.25 marks deducted for each wrong answer; no penalty for unanswered questions.
Language Proficiency Test (LPT): Mandatory for candidates who have not studied the local language of the applied state in 10th/12th. Tests reading, writing, and speaking ability.
Personal Interview: Conducted for shortlisted candidates. Carries 100 marks with minimum qualifying marks of 45% (reserved) and 50% (unreserved).
Final Merit List: Prepared based on combined scores of Online Exam (80% weightage) and Interview (20% weightage). Candidates ranked category-wise and state-wise.
Posting: Selected candidates will be posted within the applied state for the first 12 years or until promotion to SMGS-IV.
📘 Exam Pattern - IOB Exam Pattern 2026 for Graduate Bank Jobs India
0.25 marks deducted for each wrong answer; no penalty for unanswered questions
Qualifying Marks
35% minimum for unreserved candidates, 30% minimum for reserved categories
📍 Job Location - Indian Overseas Bank Recruitment 2026
Requirement
Details
Posting State
Candidates will be posted only in the state they applied for (Tamil Nadu, Karnataka, Maharashtra, Gujarat).
Tenure
Mandatory service in the applied state for the first 12 years or until promotion to SMGS-IV, whichever is earlier.
Language Requirement
Proficiency in the local language (reading, writing, speaking) is compulsory. Candidates may need to clear a Language Proficiency Test if not studied in 10th/12th.
Transfer Policy
Transfers outside the applied state are restricted until completion of the mandatory tenure or promotion to higher grade.
Career Growth
Eligible for promotions and career advancement within Indian Overseas Bank after completion of service requirements.
The post is Local Bank Officer (LBO) – JMGS I at Indian Overseas Bank.
2. How many vacancies are available?
A total of 250 vacancies are announced across Tamil Nadu, Karnataka, Maharashtra, and Gujarat.
3. What is the eligibility criteria?
Applicants must be graduates in any discipline from a recognized university and aged between 20–30 years as of 01.08.2026.
4. Is there any age relaxation?
Yes. SC/ST – 5 years, OBC – 3 years, PwBD – 10 years, Ex-servicemen – 5 years, as per Government rules.
5. What is the salary for Local Bank Officers?
Basic pay ranges from ₹48,480 to ₹85,920 per month plus DA, HRA, CCA, and other allowances.
6. What is the application start date?
Online applications open on 08 August 2026.
7. What is the last date to apply?
The closing date for online applications is 24 August 2026.
8. How can candidates apply?
Candidates must apply online only via the official website: www.iob.bank.in. No offline mode is accepted.
9. What documents are required?
Applicants must produce original and photocopies of identity proof, age, educational qualification, caste certificate, PwBD certificate (if applicable), and other relevant documents during interview.
10. What is the selection process?
Selection involves Online Examination, Language Proficiency Test (if required), and Personal Interview. Final merit is based on 80:20 weightage of exam and interview.
11. What is the exam pattern?
The online exam has 140 questions (200 marks) across Reasoning & Computer Aptitude, General Awareness, Data Analysis, and English. Duration: 3 hours.
12. Where will selected candidates be posted?
Selected candidates will be posted within the applied state for the first 12 years or until promotion to SMGS-IV, whichever is earlier.
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