IOB Specialist Officer Recruitment 2025 – Indian Overseas Bank (IOB), a leading public sector bank headquartered in Chennai, has announced a golden opportunity for skilled professionals to join its managerial cadre. Under Advt. No. HRDD/RECT/03/2025-26, IOB is inviting applications for Specialist Officer (SO) posts in MMGS-II and MMGS-III scales. With 127 vacancies across diverse technical and financial domains, this recruitment drive is ideal for candidates with expertise in IT, Risk, Credit, Treasury, Engineering, and Data Science.
If you’re looking to build a meaningful career in banking with national impact, this is your moment. Apply now and become part of a mission-driven institution shaping India’s financial future.
Job Overview Table for IOB Specialist Officer Recruitment 2025
Before diving into the specifics, here’s a comprehensive snapshot of the IOB SO Recruitment 2025. This table helps you quickly understand the key details from salary and qualifications to deadlines and selection stages.
| Parameter | Details |
| Employer | Indian Overseas Bank (IOB) |
| Post Name | Specialist Officers (Manager & Senior Manager) |
| Advertisement No. | HRDD/RECT/03/2025-26 |
| Total Vacancies | 127 |
| Job Sector | Banking / Public Sector / Specialist Officer |
| Application Mode | Online via IOB Careers Portal |
| Start Date | 12 September 2025 |
| Last Date to Apply | 3 October 2025 |
| Age Limit | Manager: 25–35 yrs; Senior Manager: 30–40 yrs |
| Monthly Salary | MMGS-II: ₹64,820–₹93,960; MMGS-III: ₹85,920–₹1,05,280 |
| Minimum Qualification | Degree / B.E. / B.Tech / MBA / MCA / M.Tech / M.Sc. + Experience |
| Selection Process | Online Exam → Interview → Final Merit List |
| Job Location | Across India |
| Application Fee | ₹1000 (GEN/OBC); ₹175 (SC/ST/PwBD) |
Why You Should Apply for IOB Specialist Officer
Joining Indian Overseas Bank as a Specialist Officer in 2025 means stepping into a role of national significance. With 127 vacancies across high-impact domains like IT, Risk, and Credit, this recruitment offers more than just job security, it’s a chance to lead innovation in public sector banking.
The positions come with competitive salaries, career growth, and the prestige of serving one of India’s oldest financial institutions. If you’re driven by purpose and expertise, this is your opportunity to make a lasting impact.
- A permanent role in a prestigious public sector bank
- Competitive salary and career growth
- A chance to lead specialized banking operations
Vacancy Breakdown by Category IOB Specialist Officer
Indian Overseas Bank has ensured inclusive representation in its Specialist Officer Recruitment 2025 by distributing 127 vacancies across multiple categories. This thoughtful allocation supports diversity in public sector banking. Out of the total posts, 54 are for General, 34 for OBC, 19 for SC, 10 for ST, and 10 for EWS candidates. Aspirants from all backgrounds are encouraged to apply and contribute to IOB’s mission-driven financial leadership.
| Category | Vacancies |
| General | 54 |
| OBC | 34 |
| SC | 19 |
| ST | 10 |
| EWS | 10 |
| Total | 127 |
Vacancy Breakdown with Post Codes – MMGS-II Specialist Officer Posts
| Post Code | Post Name | Vacancies |
| 01 | Manager (IS Audit) | 8 |
| 03 | Manager (Civil) | 5 |
| 04 | Manager (Architect) | 3 |
| 05 | Manager (Electrical) | 1 |
| 06 | Manager (Automobile) | 1 |
| 07 | Manager (Printing) | 1 |
| 08 | Manager (Treasury) | 11 |
| 09 | Manager (Corporate Credit) | 6 |
| 11 | Manager – IT | 41 |
| 13 | Manager – Risk | 5 |
| 15 | Manager – Information Security | 13 |
| 17 | Manager – Software Engineer (Mobile Apps) | 2 |
| 19 | Manager – Software Engineer (Automation Engg.) | 2 |
| 20 | Manager – Software Engineer (Dot Net) | 2 |
| 21 | Manager – Software Engineer (Java) | 2 |
| 22 | Manager – Software Engineer (ML Ops) | 2 |
| 23 | Manager – Data Scientist | 1 |
| 25 | Manager – Data Engineer | 1 |
Total MMGS-II Vacancies: 111
Vacancy Breakdown with Post Codes – MMGS-III Specialist Officer Posts –
| Post Code | Post Name | Vacancies |
| 02 | Senior Manager (IS Audit) | 2 |
| 10 | Senior Manager (Corporate Credit) | 4 |
| 12 | Senior Manager – IT | 4 |
| 14 | Senior Manager – Risk | 5 |
| 16 | Senior Manager – Information Security | 2 |
| 18 | Senior Manager – Software Engineer (Mobile Apps) | 1 |
| 24 | Senior Manager – Data Scientist | 1 |
| 26 | Senior Manager – Data Engineer | 1 |
Total MMGS-III Vacancies: 16
Final Total: 111 (MMGS-II) + 16 (MMGS-III) = 127 Vacancies
Eligibility Criteria for IOB Specialist Officer
To apply for IOB Specialist Officer Recruitment 2025, candidates must hold a relevant graduate or postgraduate degree such as B.E., B.Tech, MBA, MCA, or M.Sc. in specified disciplines. Additionally, professional experience is mandatory- minimum 4 years for Manager posts and 10 years for Senior Manager roles. Age limits range from 25 to 40 years, with relaxations for reserved categories.
IOB is targeting candidates with specialized qualifications and proven experience. Eligibility varies by post, but the general criteria include:
- Educational Qualification:
- B.E./B.Tech in CS, IT, ECE, Software Engineering, Data Science, AI
- MCA / M.Tech / M.Sc. in related disciplines
- Graduate / Postgraduate / MBA in Finance, Risk, or relevant fields
- Experience:
- Manager: Minimum 4 years
- Senior Manager: Minimum 10 years
- Age Limit:
- Manager: 25–35 years
- Senior Manager: 30–40 years
- Age relaxation: SC/ST – 5 yrs, OBC – 3 yrs, PwBD – 10 yrs
Documents Required for IOB Specialist Officer
Candidates applying for IOB Specialist Officer Recruitment 2025 must upload essential documents during the online application. These include a recent passport-size photo, scanned signature, valid ID proof, educational certificates, experience letters, and category certificates (SC/ST/OBC/EWS/PwBD if applicable).
Prepare these documents in advance to ensure a smooth application process. Ensure all files are in the prescribed PDF or JPG format and clearly legible to avoid rejection during verification.
- Recent passport-size photograph
- Signature (scanned)
- ID Proof (Aadhaar/PAN)
- Date of Birth certificate
- Educational certificates
- Experience certificates
- Caste/PwBD certificate (if applicable)
- Resume / CV
Step-by-Step Guide – How to Apply for IOB Specialist Officer
Applying online is simple if you follow the steps carefully. IOB’s portal is user-friendly, but attention to detail is key.
- Visit the IOB Careers Portal
- Click on “Recruitment of Specialist Officers – Advt. No. HRDD/RECT/03/2025-26”
- Select “Apply Online”
- Register with a valid email ID and mobile number
- Fill in personal, educational, and experience details
- Upload required documents
- Pay the application fee
- Submit the form and download the confirmation page
Selection Process – IOB Specialist Officer
Indian Overseas Bank follows a multi-stage, merit-based selection process to recruit Specialist Officers across various technical and financial domains. Each stage is designed to assess domain expertise, analytical ability, and leadership potential.
1. Online Application Scrutiny
- All submitted applications are screened for eligibility.
- Incomplete or incorrect applications are rejected without notice.
- Candidates must meet age, qualification, and experience criteria as per the official notification.
2. Online Examination
- Conducted for eligible candidates across designated centers.
- Objective-type test covering:
- Professional Knowledge (domain-specific)
- Reasoning Ability
- Quantitative Aptitude
- English Language
- Duration: Typically 120 minutes.
- Negative marking may apply for wrong answers.
- Minimum qualifying marks are set by IOB and vary by category.
3. Shortlisting for Interview
- Based on performance in the online exam.
- Cut-off scores are applied category-wise (GEN/OBC/SC/ST/EWS).
- Only shortlisted candidates are invited for the interview round.
4. Personal Interview
- Conducted by a panel of senior IOB officials and subject experts.
- Evaluates:
- Technical expertise in the applied domain
- Communication and interpersonal skills
- Problem-solving and decision-making ability
- Awareness of banking regulations and RBI guidelines
- Interview carries significant weight in final selection.
5. Final Merit List
- Prepared based on combined scores of:
- Online Examination
- Personal Interview
- Merit list is published category-wise.
- Tie-breaking criteria include:
- Higher marks in professional knowledge
- Seniority in age
- Relevant certifications or experience
6. Document Verification
- Shortlisted candidates must produce original documents:
- Educational and experience certificates
- ID proof and caste/PwBD certificates (if applicable)
- Application confirmation and fee receipt
- Any discrepancy may lead to disqualification.
7. Medical Fitness Test
- Final selection is subject to medical clearance.
- Candidates undergo health checkups at IOB-approved centers.
- Must meet physical and mental fitness standards prescribed for officer-grade posts.
8. Appointment & Posting
- Selected candidates receive appointment letters via email or post.
- Posting is done across India based on bank’s operational needs.
- Probation period may apply as per IOB’s HR policy.
- Candidates are expected to join within the stipulated time frame.
Salary Structure of IOB Specialist Officer
Indian Overseas Bank offers a competitive salary structure for Specialist Officers. Managers (MMGS-II) earn between ₹64,820 and ₹93,960, while Senior Managers (MMGS-III) receive ₹85,920 to ₹1,05,280 monthly. In addition to basic pay, officers enjoy perks like DA, HRA, CCA, PF, medical benefits, and leave encashment, making it a financially rewarding career in public sector banking. Here’s a breakdown:
| Grade | Pay Scale |
| MMGS-II | ₹64,820 – 2340 / 1 – 67,160 – 2680 / 10 – ₹93,960 |
| MMGS-III | ₹85,920 – 2680 / 5 – 99,320 – 2980 / 2 – ₹1,05,280 |
| Perks | DA, HRA, CCA, PF, Gratuity, Leave Encashment |
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Frequently Asked Questions – IOB Specialist Officer Recruitment 2025
What is the last date to apply for IOB SO Recruitment 2025?
The last date to submit your online application is 3rd October 2025. Applications must be completed, including fee payment, before midnight.
How many vacancies are available in total?
Indian Overseas Bank has announced 127 vacancies for Specialist Officer posts across MMGS-II and MMGS-III grades in various technical and financial domains.
What is the official advertisement number for this recruitment?
The recruitment is being conducted under Advt. No. HRDD/RECT/03/2025-26, available on the IOB Careers Portal.
What are the age limits for MMGS-II and MMGS-III posts?
For MMGS-II posts, the age limit is 25 to 35 years. For MMGS-III posts, it’s 30 to 40 years. Age relaxations apply as per government norms.
What qualifications are required to apply?
Candidates must hold a graduate or postgraduate degree in relevant fields such as B.E., B.Tech, MCA, M.Sc., or MBA, depending on the post applied for.
Is work experience mandatory for these posts?
Yes. MMGS-II posts require minimum 4 years of relevant experience, while MMGS-III posts demand at least 10 years in the respective domain.
What is the selection process for IOB SO Recruitment?
The process includes:
Online Examination
Personal Interview
Document Verification
Medical Fitness Test Final selection is based on combined exam and interview scores.
Will there be a written test for all posts?
Yes, eligible candidates must appear for an online objective test covering domain knowledge, reasoning, quantitative aptitude, and English language.
What is the salary offered for selected candidates?
MMGS-II officers earn ₹64,820 – ₹93,960 per month, while MMGS-III officers receive ₹85,920 – ₹1,05,280, plus allowances like DA, HRA, and medical benefits.
Can candidates from private banks or IT firms apply?
Absolutely. Experience from private sector banks, NBFCs, IT companies, or financial institutions is valid if it aligns with the job role requirements.
How do I apply online for IOB SO Recruitment?
Visit the IOB Careers Portal, register, fill the form, upload documents, pay the fee, and submit the application before the deadline.
What documents are required during application?
You’ll need:
Photo and signature
ID proof
Educational and experience certificates
Category certificate (if applicable)
Resume/CV
Is there an application fee?
Yes. The fee is ₹1000 for General/OBC/EWS candidates and ₹175 for SC/ST/PwBD applicants. Payment must be made online during application.
Where will the exam and interview be conducted?
The online exam will be held at designated centres across India. Interviews may be conducted in-person or via video conferencing, based on IOB’s discretion.
Can I apply for more than one post?
Yes, but you must submit separate applications for each post code. Ensure you meet the eligibility criteria for every role you apply to.