Vacancy Breakdown by Category for SBI Credit Analyst Recruitment 2025

Understanding the category-wise distribution helps candidates assess their chances and prepare accordingly. SBI has ensured inclusive representation across social categories.

Eligibility Criteria for SBI Credit Analyst Recruitment 2025

To be eligible for the SBI Credit Analyst Recruitment 2025, candidates must hold a graduate degree from a recognized university along with a postgraduate qualification in finance such as MBA (Finance), PGDBA, PGDM, MMS, CFA, ICWA, or CA. Additionally, applicants must possess at least three years of post-qualification experience in credit appraisal, project finance, or financial risk analysis within a bank, NBFC, or financial institution. The age limit is 25 to 35 years as of 31 August 2025, with age relaxations applicable for reserved categories. Meeting both educational and professional criteria is essential for shortlisting and interview consideration.

To be eligible, you must:

• Hold a Bachelor’s degree from a recognized university
• Possess a postgraduate qualification in Finance: MBA (Finance) / PGDBA / PGDM / MMS / CFA / ICWA / CA
• Have minimum 3 years of post-qualification experience in credit appraisal, project finance, or risk analysis

Documents Required for SBI Credit Analyst Recruitment 2025

Your application must be backed by valid and verifiable documents. Prepare these in advance to avoid last-minute hiccups.

• Recent passport-size photograph
• Signature (scanned)
• Detailed Resume
• ID Proof (Aadhaar/PAN)
• Date of Birth certificate
• Caste certificate (if applicable)
• PwBD certificate (if applicable)
• Educational certificates
• Experience certificates

All documents must be uploaded in PDF/JPG format as per SBI’s specifications.

Step-by-Step Guide: How to Apply for SBI Credit Analyst Recruitment 2025

Applying online is simple if you follow the steps carefully. SBI’s portal is user-friendly, but attention to detail is key.

1. Visit the SBI Careers Portal
2. Click on “Recruitment of SCO – Advt. No. CRPD/SCO/2025-26/11”
3. Select “Apply Online”
4. Register with a valid email ID and mobile number
5. Fill in personal, educational, and experience details
6. Upload required documents
7. Pay the application fee (if applicable)
8. Submit the form and download the confirmation page

Selection Process for SBI Credit Analyst

The selection process for SBI Credit Analyst is designed to identify candidates with both technical expertise and strategic insight in credit appraisal. Unlike mass recruitment drives, this Specialist Officer (SCO) hiring emphasizes precision, experience, and domain knowledge. Here’s how the process unfolds:

1. Shortlisting of Applications

• SBI does not conduct a written exam for this post.
• Applications are screened based on eligibility, qualifications, and experience.
• The shortlisting committee evaluates:
  • Relevance of work experience in credit analysis
  • Academic background in finance or accounting
  • Certifications like CA, CFA, ICWA, PGDM, MBA (Finance)
  • Career progression and achievements
• Only shortlisted candidates are called for interview.
• SBI reserves the right to set cut-offs and criteria for shortlisting.

2. Interview Process

• The interview carries 100 marks.
• It is conducted either in-person or via video conferencing.
• Candidates are assessed on:
  • Domain knowledge in credit risk, project finance, and financial analysis
  • Understanding of RBI guidelines and banking regulations
  • Communication and presentation skills
  • Decision-making ability and ethical judgment
• Interview panel includes senior SBI officials and subject matter experts.
• No minimum qualifying marks are prescribed, but performance is critical.

3. Final Merit List Preparation

• Final selection is based solely on interview marks.
• SBI prepares a merit list category-wise:
  • General
  • OBC
  • SC/ST
  • EWS
  • PwBD (if applicable)
• In case of tie in marks, preference is given to:
  • Higher experience
  • Older age
  • Relevant certifications

4. Document Verification

• Shortlisted candidates must produce original documents:
  • Educational certificates
  • Experience letters
  • ID proof
  • Caste/PwBD certificates (if applicable)
• SBI verifies authenticity and eligibility.
• Any discrepancy may lead to disqualification.

5. Medical Examination

• Final selection is subject to medical fitness.
• Candidates undergo a health checkup at SBI-approved centers.
• Medical standards are as per SBI norms for officer-grade posts.

6. Appointment & Posting

• Selected candidates receive appointment letters via email.
• Posting is done across India, based on bank’s requirement.
• Probation period may apply as per SBI HR policy.
• Candidates are expected to join within the stipulated time.

Important Notes

• SBI’s decision at every stage is final and binding.
• No correspondence is entertained regarding shortlisting or interview scores.
• Candidates must regularly check the SBI Careers Portal for updates.
• This selection process ensures that only the most capable and committed professionals join SBI’s credit team. It’s not just a job, it’s a responsibility to uphold financial integrity and drive economic growth.

Salary Structure of SBI Credit Analyst

SBI offers a lucrative pay scale under MMGS-III, along with perks and allowances.

Frequently Asked Questions – SBI Specialist Officer Recruitment 2025